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Important Info

If your credit card is lost or stolen, contact us at

734-522-3700
In Michigan

800-991-4961
After Hours

800-522-VISA
Outside Michigan

Visa Classic Credit Cards
Our popular Visa® Classic card gives you a low fixed or variable annual percentage rate and generous credit limits up to $5,000.
  • Auto Rental Insurance
  • Emergency Cash & Card
  • Lost / Stolen Card Reporting
  • Travel & Emergency Assistance
  • $250,000 Travel Accident Insurance
  • Online Account Access

Worldwide acceptance and cash access at over 700,000 ATMs, makes this the perfect card for travel or shopping... around town or across the world.

DISCLOSURES
Annual Percentage Rate for Purchases (APR) 10.75% Variable
11.90% Fixed
 
Other APRs
Balance Transfers APR
Cash Advances
10.75% Variable
11.90% Fixed
 
Penalty Rate APR 18.00%
Variable rate information based on Wall Street Journal prime rate
Your APRs may vary. The rate for Purchase, Balance Transfers and Cash Advances are determined monthly by adding Prime + 5.75%
Grace Period for repayment At least 25 days if previous total balance is paid in full by the payment due date
Method of computing the balance four purchase Average Daily Balance (including new purchases)
Annual Free None
Minimum finance charges None
Transaction fee for purchases None
Transaction fee for ATM advances $2.00
Return check fee $20.00
Late payment fee $20.00
Over limit fee $15.00

The information listed above is correct as of 5/13/08 and is subject to change at any time without prior notice. To receive the most recent information, please contact Co-op Services Credit Union at 800.321.8570 or write to Co-op Services Credit Union, PO Box 51700, Livonia, Michigan 48151-5700

APR = Annual Percentage Rate. Terms and conditions, including APRs, are subject to change. The "Index" is the "Prime Rate" of interest appearing in the Money Rate section of The Wall Street Journal published on the last business day preceding the 16th day of each month.

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We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
 
Federally Insured by NCUA
 
Co-op Services Credit Union
29550 Five Mile Rd, Livonia, MI 48154

800-321-8570