Leaving cscu.org
You are now leaving the Co-op Services web site. Co-op Services is not responsible for the content or privacy practices of those websites that it does not operate and our Internet Privacy Policy does not apply to those websites. To remain at our site, click DECLINE. To leave our site for the link you selected, click ACCEPT. Thank you for visiting our site.

Mortgage & Home

Mortgage Loan
With a wide range of mortgage plans, convenient pre-approval, personalized service, and much more, Co-op Services is well equipped to be your mortgage partner. We can help you purchase your first home, move up to a larger home or if you have equity in your home, refinance your current mortgage to take advantage of our low rates. We can also qualify you for a mortgage amount even before you find your dream home. With your pre-approved mortgage, you can shop and deal for your new property with confidence and financial leverage.

We offer:

  • Fixed rates
  • Terms from 5 to 30 years
  • Free Member Home Buying Kit
  • No pre-payment penalty
  • Convenient application process by phone, online or in person
  • Fast, efficient service

Apply for a Loan


Home Equity Loan
With this flexible, convenient loan you can borrow from $5,000 up to $150,000 to remodel and refurbish your home, consolidate debt, travel or even invest. Since you’re using your home’s equity as collateral for the loan, you’ll enjoy generous loan amounts up to 95% of your home’s value, low fixed-rate, affordable payments and possible tax deductions. The untapped value of your residence can be a powerful tool.
Apply for a Loan



Home Improvement Loan
If you need to borrow a smaller amount of money or you don’t have home equity to draw from, a Home Improvement Loan could be just right for you. This simple loan is quick and easy on the budget. It takes care of the small but expensive repairs that all homeowners experience. We’ll be happy to loan you $500 or more, with no application fee, no pre-payment penalty and terms up to 60 months. This loan is the perfect way to pay for new windows, an energy-efficient furnace, updated landscaping or any other home improvement project.
Apply for a Loan



Home Line Loan
Members who have no immediate need for credit, but want the advantage of using their equity when and where they want to, often choose a Home Line. This loan offers a revolving line-of-credit with a competitive variable rate, no set-up fees, generous credit limits up to 95% of your home’s equity and possible tax deductions (consult your tax advisor). Simply write a check to cover any expenses that might come up and keep the rest of your equity in reserve in case you need it at a later date. As you repay what you borrowed, your Home Line limit replenishes itself, ready to be used again when you need it.
Apply for a Loan

Home Refinance
Are you stuck with a high or variable interest rate on your existing home? Refinance your existing mortgage and you could save thousands of dollars. A refinance can lower you monthly payments, consolidate your debt or even assist you in paying off your mortgage sooner by adjusting your terms.


Let us help you with all of your mortgage and home loan needs. Apply now, call us at 800-321-8570 ext. 111 or e-mail us at mortgages@cscu.org.

Click here to view the full Regulation Z disclosure for Home Equity Loans.


Apply For A Loan
Loans
NEWS
Important Notice Regarding the Heartbleed Computer Bug

Beware of IRS Refund Scams!

Forgotten Harvest Food Repackaging