Certificates of Deposit
Certificates of Deposit offer guaranteed returns and are available with a broad range of maturity dates and investment tiers, each designed with a particular goal in mind. They earn substantially larger interest rates than regular shares and overnight funds. Terms range from 91 days to 60 months, with minimum opening deposits as low as $100. No deposits are allowed during the term of the certificate, but you can make deposits upon maturity of the certificate. Certificates of Deposit offer you the comfort of knowing that your interest is guaranteed through the life of the term.
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Save to Win is a special certificate being offered at Co-op Services Credit Union that helps you build savings while offering a chance to win cash prizes. A Save to Win Certificate allows you to add deposits to your balance throughout the term of the certificate, and for every $25 monthly balance increase you will be entered into the prize drawings (maximum 10 entries per month). Plus, all the money you deposit into the Save to Win account is still yours, plus interest!
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